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On the second hsbc credit card).
Their did it all app is a joke. Hsbc is the worst credit card that i have owned. I was charged for a late fee when i paid it at the end of the prior month, and it was due at this (and, only this card) has been the worst card i have ever signed up for. If you apply for both hsbc visa credit card and hsbc mastercard credit card (therefore paying a discounted fee of €9 p.a.